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According to figures from the Department of Trade and Industry (DTI), about 33% of businesses still do not have a firewall between their websites and their internal computer systems, leaving them vulnerable to hackers. And 66% do not have intrusion detection systems, which could detect hackers if they penetrated other defences.

Even though vast chunks of state spending - from university grants to income support - are means-tested, the term still carries a real stigma, especially for pensioners. The universal principle - embodied in the welfare state through the state pension, child benefit and NHS - has a binding effect. Poor people feel they are getting something as of right and rich people get something back for their taxes, discouraging them from opting out altogether.

The movers and shakers of real estate development are among the late arrivals to the great Web party that has revolutionized business practices in almost every sector of our economy. In fact, many in the real estate business are still "arriving" - on their way. As an industry we have not yet tapped even half of the Internet's remarkable potential for advertising and marketing real estate.

However, Mills recognized that most businesses would still prefer the open shop, but argued that sophisticated conservatives, if forced to recognize unions and make concessions on wages and working conditions, would in return try to use labor leaders as a tool to repress rank-and-file discontent.

The right benefit-plan language is the way to avoid costly permatemp problems. When the Internal Revenue Service ruled in 1989 that some 600 Microsoft contract workers were actually employees for payroll purposes, little did anyone know that it would start a fire that still rages today across the Redmond campus--and beyond.